I am in a savings pool. Like a , it allows us to make our savings available to each other as loans. But we don't charge interest on the loans, instead members accumulate savings as they pay off their loans, which become available to them when the loan is paid off. Also, we make decisions about loans by consensus, instead of having a loan officer making final decisions. But we depend on volunteer administrators and we need some banking software to manage the accounting.



https://ledger-cli.org not enough, even as a base? I read that https://hledger.org has a Web interface. Of course, the reports generated may not be in the schema/format for auditors, etc. I only started using it as an individual.

@wyatwerp thanks for the tip, I'll look unto that. Because of the novel way Savings Pools work, we'll probably need some dev work done to make the software fully match our use case. But building on top of a stable banking package could be a lot less work, and less risky, than starting from scratch.

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