If you're afraid to experiment with using a or in case you end up getting it wrong and losing access to all the things (I am), how about doing the counter-intuitive thing and start with using it only for the stuff that doesn't really matter. All the burner accounts you create only to comment on blogs and forums on whatever. After a few days/ weeks/ months of creeping up the learning curve and making noob mistakes, you can slowly include your more mission critical stuff.

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@strypey When I enabled 2FA (software or hardware), I was offered a set of recovery codes at the same time. Could print out and put in a safe place. (Can't remember if all sites did this).

I'm using bitwarden for the PW manager. It also can generate passwords.

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